Retirement insights from a Colorado PERA perspective

Legislation & Governance

PERA Divestment Programs

Institutional investors like Colorado PERA are mindful of the constant need to balance risk and return. Skillful investment analysis and decision making require rigorous quantitative and qualitative assessment. The former is more clearly defined, while the latter is both broader and potentially more impactful, both positively and negatively.

DivestmentThe act of selling one’s investments in a particular company or sector, often for philosophical or political reasons.DivestmentThe act of selling one’s investments in a particular company or sector, often for philosophical or political reasons.Defined benefitAlso known as a pension, this is a type of pooled retirement plan in which the plan promises to pay a lifetime benefit to the employee at retirement. The plan manages investments on behalf of members, and the retirement benefit is based on factors such as age at retirement, years of employment and salary history.Asset classA category of similar investments. Common asset classes include global equity (such as publicly traded stocks), real estate, and cash.

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