On September 28, Representatives Kevin Brady (R-TX) and Richard Neal (D-MA), respectively the Chairman and Ranking Member of the House Ways and Means Committee, introduced legislation that would repeal Social Security’s Windfall Elimination Provision, or WEP, and replace it with a new, more fair formula to ensure that Social Security benefits are based on actual work history.
The WEP is a federal reduction to an earned Social Security benefit that affects many retirees who receive a retirement benefit from an employer who did not withhold Social Security taxes, such as firefighters, police officers, teachers and other public servants, including many PERA members and retirees.
H.R. 6933, the Equal Treatment of Public Servants Act of 2018, is part of continued efforts at the federal level to ensure that public servants who also earn a pension are treated fairly when it comes to Social Security.
According to a press release from the House Ways and Means Committee, the legislation is intended to “facilitate further discussion and analysis” after ongoing conversations with stakeholders about how many public employees are treated unfairly when it comes to calculating Social Security benefits using the Windfall Elimination Provision
The Ways and Means Committee is encouraging affected stakeholders to send feedback to WEP.feedback@mail.house.gov.
Additional information, including any future action on the legislation, can be found here.
Read the Social Security Administration Chief Actuary’s letter to the Ways and Means Committee bill sponsor Rep. Kevin Brady.
Windfall elimination provisionA provision of federal law that may reduce Social Security benefit payments to retirees who receive a pension based on work during which they did not contribute to Social Security. The WEP does not apply to those with 30 or more years of substantial earnings in Social Security.Windfall elimination provisionA provision of federal law that may reduce Social Security benefit payments to retirees who receive a pension based on work during which they did not contribute to Social Security. The WEP does not apply to those with 30 or more years of substantial earnings in Social Security.ActuaryA highly skilled mathematician who helps pension plans, insurance companies, and other financial institutions plan for the future based on historical and anticipated data.
Thanks for the information PERA. Keep us informed. My wife worked under SSI for 20 years before going to work for Aurora Public Schools. She is now only able to collect about $100 of those SSI payments a month. Without the WEP program she would be getting about $600 a month.
I’m in the same boat. I retired with opera ren years ago and would have received over $400 per month more than I do now. It’s about time those of us in this situation were treated fairly!!
Agreed, David. I will also receive a vastly reduced amount due to WEP which is unfair. “Windfall” is laughable since it implies something you just got lucky on, not earned. If someone paid into SS they should get back what they are due. Glad to see someone is addressing this.
Please remember those of us that have 30 years of SS earnings are currently exempt from WEP – nine million nationwide will lose benefits to help pay for the new formula, that part is buried in the bill. Nothing is free someone has to pay -Congressman Brady is very much aware of this but it is not willing to make this widely known because he will not benefit politically not my hero ,Bill was introduced multiple times and failed as it is really looked at. Best would be to get rid of WEP entirely but will cost a ton of money so someone has to sacrifice to make the bill fiscally neutral to get it to pass
Not so. I have 40 yrs. in SSI. When I receive my SSI statements, they reflect $200.00 LESS than they did before I joined PERA. I did the research before taking this job and read, what I thought, was the same thing. No penalty. Turned out to be incorrect ON THE SSI WEBSITE!
Big caveat …I worked 32 years in the private sector and 13 in a school system. If I leave my money in the TRS, I will lose about $300 a months from my SS surviving spouse amount when I take the Teacher retirement of $430 a month at 65. It must be 40 quarters of SUBSTANTIAL contributions to social secirity…as a single mom for about 10 years they reduce my income which reduced my SS contribution…which knocked out those years as “substantial.” Best check your SS report and see which years quailify…don’t assume.
Bill should be passed. It appears that it was an obvious attempt to save money for an already beleaguered entitlement program. Thus it’s repeal will be about whether it can be funded, as it’s introduction was never about fairness. It’s about saving dollars, period
My Social Security is severely reduced. I worked 30 yrs for State and paid into Social Security with significant contributions. I paid into the Social Security fund and it is not an entitlement program as Mitch McConnell states. PERA should support this legislation. They haven’t historically. I was assured a cost of living when I retired and that did not work out well either. I was told my salary was suppressed because I would get a pension and a cost of living. Be conscientious with us fixed income seniors.
Dear Mr. Espinosa,
PERA does not take positions on legislation not directly related to the PERA trusts. This is federal legislation.
This is federal. Should we let, allow, vote in these two institutions to intermingle, if so, why? I too, worked hard and honest for these benefits. But why is this person walking up to the homeplate for us. Has he been sitting in the batter’s box legally and long enough to go up to bat for us?
I truly want to believe this, with my eyes and mind wide open.?
I agree that though this may seem like a God sent. I believe we need to be cautious.. We must look at all the angles to this repeal. We may have a lot at stake. Our Pera benefits are great. Why will this person bat for the public retireerees. What is his background. Who is he. No offence, of course, but why? Is he part of Pera, has he ever been? Does he understand the ins and outs of Pera. “I don’t know” do you? I have always wondered also, why can’t what we worked for for however many years for SS receive back. Why are we penalized for working hard and honest as young people knowing that we were proud to contribute to “The Social Security Act that was enacted August 14, 1935. The Act was drafted during President Franklin D. Roosevelt’s first term by the President’s Committee on Economic Security, under Frances Perkins, and passed by Congress as part of the New Deal for hard working citizens of the United States of America. Let us be sure that this is, in our best interest.?
I keep posting to Twitter about the Windfall Elimination Prov. Please join me in getting the word out.
Me too ! I am working part time to keep my head above water. Thirty years of teaching and ten years of hourly work.
Please keep me informed as well I also worked 45 years 40 of those in the public school system then I did 5 years in another capacity of work earn 40 credits to be told I don’t qualify because of my pension check from the public school system due to that Social Security will only pay $135.50 towards Medicare and $28 is what I will receive after that please keep me informed as well I am very disappointed I am 67 years old I’ve been working all my life had to return to work for five more years to receive enough credits to be towed after that I still don’t qualify because of my pension looking forward to a change for all of us now and future Generations
I have worked throughout my life in various positions that pay into Social Security. When I decided to become a High School Teacher and Coach for MCVSD51 In Grand Junction Colorado I did not realize that after 39 years of helping kids build a future that my earned social security pension would be robbed.
Am I imagining things? Seems a bill like this is regularly introduced before an election, and then gets allowed to die after the election. Seems like a scam to me. I’ll be interested if this bill gets any more traction than any of the previous ones.
Something should be done to keep people that have paid to the system from being penalized! Why should we work for 30 years or more for the state and also contribute to Social Security to become grossly penalized! Maybe we shoul do what others do (never work, have 10 children, draw Medicaid or SSI , free groceries and medical! This system is designed all wrong!,
Linda,
I totally concur with your statement. This is a travesty. Not to mention, when I ask Social Security Representatives I can’t get the same answer twice. If you look at it closely it only penalizes those who have worked hard for all those years. If you are a cupcake or have abused the system it rewards this behavior!
I feel the same way. Year after year it’s tossed to the side. It would cost money so they’re not really interested.
I agree! This has been introduced for “discussion ” several times , then disappears until the next time.
I have 40 quarters in SSI and have been penalized because I worked under PERA. This is not fair.
I SO AGREE!!! I am in the same boat, it is reduced by 2/3rd s. A horrible, unjust law. I am so happy that someone is finally trying to do something about it. I pray it changes!
I had my 40 quarters in at age 40 went to work for the city I live in after 20 years two months of service for them and upon retirement I was told my ss would cut by 50%. NOT FAIR!
I was shocked to learn that my social security benefits would be lowered because I was enrolled in the PERA system as a teacher.
Not only did I receive lower pay as a teacher, but I was penalized because I had to get other jobs to supplement my income in order to
service. In other occupations, individuals can get multiple benefits from different sources. It seems as if SS is punishing the lower
income occupations.Completely unfair!
Same situation
Sandra, your story is exactly mine! I was shocked as well. My divorced spouse benefit was cut in half and then they also took 2/3 rds of that. I will have to keep working till I drop dead on the spot! So unbelievably unfair! This needs to change and include those of us who have already retired!!!
In plain English, in layman’s terms, what does this bill actually mean? What is the “before and after” end result? Will there still be a penalty of a different amount?
I’m 63, likely won’t collect SS until full retirement age. PERA retiree since 2005 and have 40+ quarters of SS between 1973 and 84 and then became a PERA employee. Can’t seem to get a straight answer from anyone, not PERA, not SS about what my SS benefit and WEP penalty will actually be upon retirement. It should not be this difficult.
I’m OUTRAGED that the WEP exists at all, I paid into SS just like anyone else, those payments should have been compounding during these last 45+ years. Other pension plans such as 401K’s etc do not get penalized in the same manner, why pick exclusively on PERA and the like while ignoring all those other retirement vehicles? The whole thing is arbitrary, it carries the stench of special interests stealing from the common citizen.
Chris,
Please use the WEP calculator to estimate the reduction in your Social Security benefit. The calculator is here: https://www.ssa.gov/planners/retire/anyPiaWepjs04.html
I am confused by “pension” question. When I retire, I will access the defined contribution (DCP) that has been accumulating during employment with state. It is not a monthly pension, I am not choosing an annuity nor lump sum.
what number to I enter in the box? 24 years of Soc Sec before going to work for state and contributing to the DCP.
Hello Wendy,
As a participant in the PERA DC Plan that includes employer contributions and is your primary retirement plan, you will be subject to the WEP. There is no Social Security calculator available that will allow you to estimate your WEP reduction. When you retire, your DC account balance, along with your life expectancy, will be used to determine a monthly benefit amount that then will be used to determine your WEP reduction in any Social Security benefit you might have earned while working for a non-PERA employer. You should contact Social Security if you have further questions.
Good info, but please define “retirement”. If the DC funds just sit there growing after I leave teaching, and I get a job in the private sector, a. I “retired”?
I totally agree. This windfall act passed under President Ronald Reagan ,was , I am told, tacked onto another bill or another piece of legislation. It was left up to each state to adopt or not to adopt this bill. It impacted both me and my husband for many years now. We were both teachers but had also taught and worked outside of CT and paidsignificantly into SS.
Sounds great. I paid into social security for 20+ years, but after they deduct my PERA, I had to pay $74/month for my Medicare plus will have to pay another $1000 at the end of the year. I get no ” take home money” from social security,
I retire in 1995 and felt I was treated unfairly. I thought I should have been paid the same as anyone with the same amount of quarters that I had earned.
Long time in coming
Will this also affect a widow or widower who has PERA but the spouse had SSI without being penalized?
Lyla,
This legislation is about changing the WEP formula, not the Government Pension Offset (GPO) formula that applies to Social Security spousal benefits.
I have two jobs.
How is it ok that in my non PERA job, I have to pay into SS but will be severely reduced when I go to use it?
If I don’t get the benefit, don’t collect the tax!
Thank you for working on this!
Hasn’t this same bill been introduced 3 or 4 times already? Nothing ever happens with it, but you have to hand it to Senator Brady, he keeps trying!
I qualify for so much more than I receive from Social Security after having worked for many years including military service and contributing into the system. It really irks me that I do not receive the benefit that I should be entitled to.
It just doesn’t make sense!
If you worked and paid into Social Security for many years, why should you be penalized for it?
It’s just not fair for Soc. Sec. to take the money you earned and contributed because you happened to get a job with the government!!
I hope this legislation becomes a law! WEP is A joke and should be illegal
Totally agree!!!!
I don’t understand why Social security is even involved with any kind of pension related job. Why should we have to give up anything?
If we work and pay into SS we should get back whatever their formula is for the income, years worked and retirement age.
The same holds true for the pension related job.
We should be able to collect from both without any penalty.
My SS benefits were cut by half of what I was suppose to get after retiring from the State of Colorado! Definitely not fair! I have been waiting for this day!
You are so right! Same thing happened to me. They were cut by 2/3 rds! It should be illegal!
It is a very unfair law and should be abolished!
During my early years in the classroom, I worked part time fora local chain store warehouse. After accumulating the required quarters and because of PERA I now get $65 a month. Not sure how this could improve my SS payment.
Thank you PERA for keeping us informed. I too worked for SS employers for 21 yrs as well as 22 yrs for Jeffco Schools. Without the WEP calculation, I would receive $900 a month vs the $300 I currently am eligible for.
Thanks for the information PERA. My wife was getting full SS benefits. But when she passed away I received $258.00 (I think that’s right). I was wondering if that is going to change.Also, my social security was decreased because I had PERA. But all of my social security wasn’t counted because the social security department had changed the cut off date for counting the years. I hope that makes sense.
Dear Mr. Peck,
This bill is related to changing the WEP, not the GPO which is the Social Security spousal benefit.
I realize this bill deals with the windfall piece. I too have reduced Social Security benefits. But I must add my two cents saying that because I am on PERA I am denied Widows benefits. My husband worked his whole life, paying Social Security and I get nothing. This has got to change. Where’s the fairness?
I encourage those who are affected by WEP to send feedback to the email address in the article. I just did and pointed out the number of years I contributed to Social Security (27) and the number of years I worked for Colorado (12). My state pension reduces my SS benefit by 57% under WEP. I’m not holding my breath that this bill will become law because past legislation has gone nowhere and with Mitch McConnell blaming the deficits on Social Security, et.al., the Republicans suddenly got fiscally conservative again on the backs of working people.
Dear Mr. Northrop,
Thank you for sending your comments to the Ways and Means Committee using the email we included in the article. Everyone who has commented here should share their personal WEP stories with the Committee.
That would be wonderful! I, too, worked under SSI the first 14 years in the work force but receive about $400 less in SSI due to the WEP program. Will look forward to that, hopefully, changing,
This is awesome news. I’ve worked in the private sector for the first 25 years of my working life paying into SS and still pay through a side business that I have. I was disgusted at the thought of me losing everything I’ve paid into SS because I’ll be getting a pension that I paid into and earned through me service as a now public employee. I will fully support any efforts to make this happen.
I will earn the same amount of money from my pera in 10years that I would earn from SS in all my 33 years of paying in. I am thankful for my Pera. But why is my 33 years of work not accepted in full and someone thinks its ok to lessen my SS which is tiny because I have Pera. I earned all of it. EARNED it by hard work
If you worked 33 years with SS taken out of your check you are exempt from WEP.
I was employed for 24 years in which I paid into SSI before going to work at the City of Boulder, CO. I took a substantial hit when I retired and am only getting $344.00. Without WEP I would be getting around $800.00. The main point is that the monies paid into SSI all of those years earned interest on top of the principle for the 27 years that I worked under PERA. The government then kept not only the money paid to them but also the interest. None of that is fair or equitable.
I too, am a PERA (retired member) that also receives a SS benefit from qualifying quarters of work from my pre-PERA employers. My SS benefits dropped from over $1000.00 per month, down to $300.00 per month because of the WEP program. It’s a shame that no one ever told me that my SS benefits would someday be severely reduced because I decided to serve the citizens of Colorado for 25 years as a PERA member!!!
After working for the Colorado Judicial Department as a PERA member for over 32 years, I retired in 2007. Six months later, I started a second career in which I pay into Social Security. When I retire from this job and look at taking my SS benefit at full retirement age in a year or two, WEP will reduce my benefit by the maximum WEP reduction ($458) leaving me approx. $366. If I wait to collect my SS until I am 70 and I were to die before I reach that age, my husband would be left without any survivor benefits. His SS, which is his only source of income, is larger than what mine would be, so he is left without any benefit from me at all. This means I would be paying into SS for 12-14 years with absolutely no benefit to me or my husband. How is this fair? If I choose to wait to get my SS, I keep hoping that WEP gets fixed by then, so I can receive the full benefit that I deserve!
The thing that irks me the most is the fact that your benefit from SS is based off your years and earnings that you pay into SS. Someone like me will never get a huge benefit from SS anyway because I haven’t work that long or paid that much in. With all this said, many of us did exactly what the SSA has always preached about and that is to NOT rely on SS as your only source of retirement income. It is meant to supplement your retirement and now that we have done just that, all we get is dinged for it! How is this right?
I also got caught in the WEP I worked for 11 years as a teacher in Colorado. The remaining 22 years in several states while following my husband who was in the military. I have well over the required 40 units to receive full SSI. I lost over $500 per .month. It is devastating. That is my house payment.
Before I worked for the State of Colorado for 23 years, I worked in the private sector and paid into SS for 26 years. My SS benefit is now barely $200 a month. Additionally, my husband or 44 years died and he had paid into SS for over 50 years. The sad part, is I get no widow’s benefits from him because I worked for the State of Colorado. I am being penalized TWICE.
Please advise…this version states tose who first bece eligible after 2024 (page 2 line 11 and 12). Correct?
Wendy,
Yes, that is correct. Retirees and members should use the email address provided above to contact the Committee and share any concerns they may have about the proposed effective date in the legislation.
I am 80 years old and retired at 65. Would I be eligible for previously withheld Social Security payments? Even if I am not helped with unfairly withheld payments, I will be very pleased that retirees going forward will not be mistreated.
I am also wondering about the withholding of half of my deceased husband’s Social Security when he died. He never earned much, but I received a notice to go to the Social Security office. When the clerk found out I worked under PERA, she said I was not entitled to any of his Social Security. However, she made a note that I had come in to the office. When my friends who did not work for PERA received half of their husband’s Social Security, I felt cheated that I never received any of my husbands’. That makes no sense to me at all.
I had 13 Substantial years in SS. If I didn’t have PERA my SS payment would be $1000 per month. However, because I have PERA it will be cut down to $300 per month when I turn 65. What is so unfair about this is that I will have 13 years SS and 25 years PERA but I do not get the full PERA because of the 13 years in SS! If I had the 13 SS years added to PERA then my income would be adequate. It is unfair that you cannot collect the full amount of the SS payment and it is reduced just because you have PERA. I would like them to move my 13 SS years into PERA and they can keep my SS or pay me my full SS!
I worked until my med 50’s and paid into SS, then went to work for PERA, I transferred all of my retirement saving which includes my IRA and other retirement accts inot PERA snd once i got started getting cost of living increases it all went into the PERA. When i retired from PERA my retirement was I felt fairly good but when I retired I was told by SS Amin that my PERA was to much for me to be entitled to my full allowance of my SS I felt cheated because I did try to better myself by saving as much as I could. By doing that I was penalized by the SS Admins. That money was taken from my pay check at every pay day and I should be able to get it all back. Illegal get SSI without paying a penny into but me, I get cheated
Illegals do NOT collect any ss benefits
I retired in 2004 with 34 years service. I also qualified for 1080 a month social security benefitt that include five years in Wyoming of paying both social security and state retirement. I only received 325 of the 1080 per month. This seemed quite unfair. I paid for and earned both !
I started working in the 8th grade doing construction work. Got an SS card. Worked summers and part time through graduate school. Worked full time in the private sector form 1970 to 1975. Then started working for the Sate of Colorado 1975 to 2002. But I also had a small business for 40 years and paid self employment SS taxes. So I go to SS office after I am 62 1/2 and they tell me I owe them money to get Medicare part D. So after working from about 1961 to two years ago 2016, 55 years of work on which I pads SS taxes I have a negative SS benefit . I send them money every year now. Absurd ! Takes breaks for the rich to clean this up , my backside. My time at the state of Colorado in no way shape or form has anything to do with SS. Totally different time and space and employers. The WEP was written in error. Many school teachers have to work in the private sector just to make ends meet and then they will get screwed out of the SS benefits.
I respectfully urge you to take action on the House Bill legislation establishing a more fair formula for the WEP. As a recent retiree (age 64), I am losing more than 50 percent (monthly) of my + 20 years in social security contributions. This is inherently unfair, and I will never receive mine, or my employers contributions.
Dear Ms. Markiewicz,
Please email your comments about WEP to the U.S. Ways and Means Committee at this email address: WEP.feedback@mail.house.gov.
I totally agree it is so unfair and needs changed. It is ruining my life….
“REPEAL: WEP AND GOVERNMENT PENSION OFFSET ! AMERICAN WIDOWED WOMEN WHO TEACH…NEED THEIR SOC SEC …..SURVIVOR BENEFITS….TO AVOID POVERTY !!!” Support: hr 1205, which is NOW….HR 141, S 915, John Larson’s HR 1902 and POWR HR 1583. Kevin Brady said: Time to Correct the Math. Justice DELAYED….is justice DENIED! Nancy Altman knows the TRUTH !!!
Kevin Bradys bill attemps to fix SS only for those turning 62 after 2024. The rest of us who have been penalized all along might get a pittance of $100 more a month, no where near what we earned. This bill still penalizes those that have been subject to WEP all along! Congress seems to find money to pay for what they want to while continuing to “steal” from us!
I have paid into Social Security every quarter since June of 1966. I also worked as a firefighter in Aurora for over twenty-five years. Because of that I have been penalized thousands of dollars because of the WEP penalty imposed by Ronald Reagan in 1985. I worked 70-80 hours a week for nearly forty years and the government calls it a “windfall”. This law needs to be repealed.
What is the proposed formula? Could you put the two formulas side by side?
I have worked most of my life, part of the time under civil service for the fed gov, unfortunately. I have always been a low wage earner. If WEP ever gets eliminated, it should be for “all” involved./penalized, particularly if they have been low wage earners, as they are the ones who suffer financially, the most.
Because of this law, I do not have much to show for all my yrs of employment, as 1/2 of my ss benefits are being kept. My civil svc pension is not a large pension and I cannot survive on what little I do get. I am p[probably going to lose my home @ some point.
I have reached an age where employers do not want to hire Sr workers, for a living wage.
From what I can tell, employers are actually continuing to get rid of the sr workers all across the u.s.
I will never get out from under the yoke of this punishing law as the wep elimination earnings are too high & continue to go up yearly and a low wage earner can not meet that requirement.
I would have been better off, sitting around on my behind all my life and drawing public benefits, instead of actually working toward (the WEP punishment), most of my life, thanks to our politicians.
The Reagan Administration did this to people I worked in the Postal Service 35 years serve my country in the US Marine Corps had to buy back my military time which was wrong I work part-time jobs throughout my life I aren’t kin years ion 40 quarters I will only got $400 a month but because of what Ronald Reagan did I only got a hundred ninety-nine I paid for that social security I’m entitled to it naked people Social Security who never earned it give it to immigrate to give money at every country in the world but they screw their citizens that law needs to be overturned give me what I paid for John Stephany
I worked for the government for twenty six years I am now retired. I applied for social security through my wife and was granted a payment of six hundred a month but with the government offset I get nothing. This is not fair
I have not retired yet, but the WEP would decrease my social security considerably because I worked for 16 years part time then became a teacher and did not pay into social security for 17 years
I just walked out of the SS office in tears. I m 57, have chronic Lyme and cannot work full-time for the next 10 years. I was told that because I worked for 3 years in a job that did not pay into SS , I now have to be judged on a different system than most people based upon Substantial earnings. well many years I worked my earnings were not substantial. I cannot believe it, my daughter’s father who never had to pay child support because he was allegedly disabled has and will have more benefits than I do when I retire. I feel like the working class keeps getting punished.
Just did the math on the SS site online calculator…I have worked since I was 16….I have taught off and on for 30 years – many jobs non profit and not in the CALSTRS retirement system. I also ran a business for 12 years. I have basically 13 years in for teacher pension…which is really not much.
If I retire in 2 years (64)…my 1100.00 SS benefit is basically cut in half… I’m shocked.
I am a UK citizen and USA green card holder. Until I came to the USA in 2002 all my earnings off course was made in the UK and I paid all my taxes there. Why is it I am subject to WEP when I paid all my dues in the UK and I now have my US social security earnings reduced? I have enough credits in the US.
Repeal the windfall elimination provision NOW. It’s long overdue!
So much talk over the years and no action. For people like myself that changed careers late in life, we only get a portion of state retirement and a very small portion of soc sec because of WEP. It is most cetainly not a windfall!!! I believe more would retire and make room for the younger teachers if this was once and for all repealed.More action and less talk from our politicians would benefit many!!!
This is a unfair act that has cause many to suffer -We the people must fight to remove this from the hands of the rip off artist
Repealing WEP will be an act of justice. It is totally unfair to keep worthy, hard working citizens from Social Security benefits. I am getting ready to retire to find out that I will be kept from Social Security because of this act even if I paid to Social Security for 10 years before I worked in s non paying social security for 25?years
I worked for the VA for 34 years. Retired in 2014. I like the others who’ve commented here will be affected by the WEP and the GPO after serving our nations veterans . This law is punitive and totally unfair.. It’s long overdue for repeal. If you’ve paid into SS you should receive the amount normally given. We shouldn’t be penalized because we chose public service
Yes, I need more information on receiving a portion of my ex husband’s Social Security! We were married for over 20 years! When I went to Social Security to check on it, they told me he didn’t have enough money paid into the system! I need some serious info, because this is totally ridiculous!
My husband just filed for social security. He worked 28 years in the US paying in to social security. He also worked 20 years in Germany, paying onto their equivalent of social security. He is now told he will be penalized due to windfall elimination even though he fully qualified in both countries. We do not understand this. If you pay in, you should get what you earn.
Just learned that if my husband was to die before me I will lose almost all of my Social security that I have earned under my name. He worked for 30 years for the post office and we had figured between my survival amount and my SS I would have a comfortable income. It is so unfair now at 65 I am looking at getting a part time job to save more and pay off some debt. He paid SS for 15 years before the post office and I started paying when I was 14 working in the fields. This windfall provision is a slap in the face.
Introduced on Mar 5, 2020 – And numerous years previous!
This bill is in the first stage of the legislative process. It was introduced into Congress on March 5, 2020. It will typically be considered by committee next before it is possibly sent on to the House or Senate as a whole.
Prognosis3% chance of being enacted according to Skopos Labs (details)
For more information on this topic – https://www.govtrack.us/congress/bills/116/s3401/text/is